Homeowners Comprehensive

This Policy Affords cover for losses which arise from Fire & Explosion, together with added Perils such as Earthquake, Hurricane, Riot & Strike, Flood, etc..

In the event of a loss, you should do the following:

Take reasonable steps to secure and protect the remaining property
Consult with Contractors, Architects, Engineers and/or Quantity Surveyors to determine the extent of damage and obtain the relevant estimates
Obtain quotation for removal of debris
Submit claim form with itemized list of all real and personal property damaged as a result of the loss and quotations for repair or replacement (as applicable).
Obtain a Technician’s Report for any damaged electronic items that you have insured. These items must be kept for inspection by the adjuster.
Keep us informed of any developments as they arise.
When meeting with Insurers/Adjusters, establish agreement as to the nature and extent of salvage. Sell or dump as agreed.