Personal Accident

provides indemnity in the event of injuries, disability or death caused solely by violent, accidental, external and visible events. It is different from life insurance and medical & health insurance

The following documentary evidence is required in order to process a claim:

  1. Immediately identify and obtain details (proper name and contact information)/ statements of any witness who were on the spot at the time of occurrence, this report would form part of your claim submission
  2. Complete the related claim form affixing company stamp, along with Copy of ID, Medical and Fitness Certificates. Documents should not be accumulated, and ought to be forwarded as received to AIB
  3. If claim results in any Permanent Partial Disability, a medical report from the treating physician including full details will have to be submitted.
  4. In the event of accidental death, the following documents are to be submitted:
  • Death certificate
  • Birth certificate
  • Copy of identification
  • Copies of identification of beneficiaries
  • Birth certificates of beneficiaries, if there are any name changes of the beneficiaries – affidavit or necessary legal documents to support same
  • Coroner’s report
  • Police report
  • Completions of the relevant claim forms