Management Team

Board of Directors

Mr. Robert Lazzari


Mr. Robert Lazzari started his insurance career in 1973 and has been with Agostini Insurance Brokers Limited for the last thirty-five (35) years. The organization has benefited significantly from the extensive experience he acquired as an account executive, having previously worked with two other major insurance broking firms.

Robert specializes in the management of major private sector and multinational accounts and is also deeply involved in the development of new business. He was appointed to the Board on October 01, 1989 and to the position of Managing Director on August 20, 2003.

Robert is a former president and a current executive member of the Insurance Brokers Association of Trinidad and Tobago.

Mr. Edison Raphael


Mr. Raphael is the holder of the Fellow Life Management Institute (F.L.M.I.) accreditation and has over forty years of working experience with AIBL since joining the Company in 1982. After holding various positions within the Company, Mr. Raphael was appointed as a Director of the Board of AIBL in 2005. As a Director, along with his many other duties he was responsible for the design and implementation of innovative Employee Benefits programmes, particularly for clients in the financial services sector.

Being the visionary that he has proven himself to be while attending to his duties at AIBL, Mr. Raphael took on a significant role in bringing to the Board a business proposition which he felt would make a vast impact in the insurance industry. He introduced his idea of self-funded insurance and saw the birth of AIBL’s successful subsidiary Cardea Benefits Limited.

Mr. Brent Mitchell


Brent started his insurance career at AIB in November 2003 as an Insurance Clerk and exceled to the position of Risk Manager in 2006 with responsibility for undertaking risk surveys for AIB’s major clients, as well as managing a corporate portfolio.

In 2008, he left AIB to join a major international insurance brokerage company to develop and manage a portfolio of complex corporate clients in the CARICOM region. In May 2015, he rejoined AIB as its Business Development Manager focusing on developing and managing corporate clients as well strengthening our international partnerships. He later took up a position as Commercial Manager in the Corporate Division.

Mr. Mitchell was appointed to the Board of Directors in 2020 and brings to the board a wealth of experience in specialty insurance and manages AIB’s financial services portfolio.

He holds a Bachelor’s Degree in Business Administration (BBA) from the University of New Brunswick and an Associate in Risk Management (ARM) from the Insurance Institute of America (IIA).

Mr. Navin Dookeran


Mr. Navin Dookeran joined Agostini on June 1st 2015. Having worked in the insurance industry for over 20 years, Navin has developed his underwriting skill in all classes of business viz. Property, Motor, Pecuniary, Energy, Marine, Liability, Travel and Personal Accident. He attained the Advanced Diploma in Insurance (ACII) from the Chartered Insurance Institute London and the Associate in Risk Management (ARM) from the American Insurance Institute. Navin also attended the prestigious Alois Alzheimer Scholarship at Munich Re in Germany where he learned further insurance, reinsurance and business principles over the 6 month period. He then completed his Masters of Business Administration (MBA) from the Heriot Watt University in 2010. He has conducted numerous in-house training on all classes of insurance, a part-time lecturer at the University of the West Indies for the Insurance and Risk Management Degree and he was formerly the Chairman of the Attic Underwriting Committee.

Mr. Derwin Howell

Mr. Derwin Howell

Mr. Howell holds an MBA and a B.Sc. Electrical Engineering (First Class Honours) from the U.W.I. and an M.Sc. Telecommunication Systems from the University of Essex.

Before joining AIB, Mr. Howell was a Senior Executive of the Republic Financial Holdings Limited Group (RFHL). There, he was a director on the boards of several of the Group’s companies and was responsible for a number of portfolios, namely, Electronic Channels and Payments; Shared Services; Group Marketing and Communications; Information Technology Management and Overseas Banking Subsidiaries.

Mr. Peter Clarke


Mr. Peter Clarke is a Financial Consultant.

Peter enjoyed a twenty-two (22) year career in the Stock broking Industry. From June 1984 to January 2000, he was the Managing Director of Money Managers Limited, one of the leading Stock broking Firms in Trinidad and Tobago. On the acquisition of Money Managers by West Indies Stockbrokers Limited (WISE), he became Managing Director of WISE in January 2000 and was appointed Chief Executive of WISE in May 2001, a position he held until his retirement in December 2005.

Peter obtained a Bachelor of Arts Degree from Yale University in 1976. In 1978, he gained a Law Degree from Downing College, Cambridge University and the following year was called to the Bar as a member of Grays Inn, London. He was admitted to practice law in Trinidad and Tobago in January, 1980 and was a Barrister-At-Law in private practice until June 1984.

Peter is a director of a number of companies including Sagicor, the Trinidad and Tobago Unit Trust Corporation, Allied Hotels Limited, and Agostini Insurance Brokers Limited and until recently the Trinidad and Tobago Stock Exchange where he served as Chairman from 1995 to 1999. He is also a member of the UWI Development and Endowment Fund and the Finance Council of the Roman Catholic Archdiocese of Port of Spain. From 2002 to 2005, he was a director of the Trinidad and Tobago Chamber of Industry and Commerce and from 1992 to 1995 was a member of the Betting Levy Board and Deputy Chairman of the Trinidad and Tobago Free Zones Company.

Mr. Ian John


Ian John is the Regional CEO of PBS Technology Group. Ian has over 20 years senior managerial experience in the ICT sector with a proven track record of success. He holds an MBA with Distinction, a Business Degree and many other certifications and was trained by Singapore Cooperation Programme in eGovernment Strategies and ICT Innovation. He has participated in several Partner Advisory Boards for Fortune 500 companies.

PBS Technologies is the largest information technology solutions provider across both the Caribbean and Central America, with a diverse portfolio of products and services, operating in 19 countries with over 2,100 IT professionals, over 50 years’ experience innovating in multiple markets and over $250 million US in annual revenue.

Ian considers himself a technological futurist with specific interest in attempting to systematically explore predictions and possibilities about the future and how they can emerge from the present to impact our peoples, communities, societies and ultimately our way of life. He is an avid presenter and lecturer on the Industry 4.0 and the Future of Work. He believes in bringing solutions to market that deliver a better customer experience, whilst improving efficiency, transforming people and ultimately driving growth for businesses and our Caribbean countries.

Ms. Carol David


Carol David – EMBA, MSc., BSc., Post Grad Dip HRM, Cert. Appl. Training & Devp. Cert. in Lean and Green Belt Six -Sigma, Certificate in Digital Transformation

A thought leader and expert in Business Alignment, and Agile Business Transformation with a focus on Digital Integration and Data literacy. Strong People Advocacy capability through the utilization of data driven decision making, expertise in communication and influencing skills. A penchant for the development of innovative solutions. Known for assessing and anticipating organization needs and identifying solutions that bring about organization sustainability and turn-around. Utilizing project management and Agile project management skills to implement complex solutions geared at digitally transforming organizations, for them to compete in disruptive and dynamic environments. Leadership skills deployed to manage a variety of teams; at board and executive levels, cause improvements in customer experience, develop and execute strategies as well as sustainable employee engagement and Net Promoter Score (NPS) programmes. Recognized for the development and execution of holistic people management solutions and developing road maps for organizations strategic direction and strategies. Comprehensive Business Acumen which allows for the delivery of commercial/retail superior results, and the management of complex Plants. These capabilities/competencies gained over twenty-five (25) years as an executive in various industries, Oil and Gas, Transportation, Education, Telecommunications, construction, Health and Airline. Ms. David is currently a member of the Industrial Relations Advisory Committee (IRAC). Previously Carol David sat on the Executive Committee for the Commonwealth Telecommunications Organization (CTO). Chairperson for the Personnel Development Training Management Committee (PDTMC) of the CTO, Director- TTPOST Board and a member of a Taskforce to reform Health Services for the Tobago Regional Health Authority (TRHA). Today Ms. David is the owner and Lead Consultant of eC.O.R.E Consulting.


Department Managers

Mrs. Malika Sandy-Roper


Malika joined the Company in October 2019 with over five (5) years’ experience in insurance industry and five (5) years in the legal field.

She is the holder of a Bachelor’s degree in Law (LLB) from the University of the West Indies, Cave Hill Campus where she was exposed to a colossal of different law theories, specialising in Business Law, Tort Law, Contract Law and Public International Law. Malika thereafter continued to pursue her law career by obtaining her Legal Education Certificate (LEC) from the Hugh Wooding Law School where she focused on Commercial and Corporate Law. In 2014, she gained her professional title, Attorney-at-Law, when she was called to the bar of Trinidad and Tobago. Malika attained her Certificate in Insurance, from the Chartered Insurance Institute (CII) and continues her studies with the institution.

Malika’s areas of expertise include, policy contract interpretation, public liability, workmen’s compensation/ employer’s liability and injuries or fatalities stemming from motor vehicular accidents.

Ms. Ingrid Bowrin


Ms. Ingrid Bowrin is the Manager of the Information Technology Department and holds a BSc. in Information Systems with First Class Honours.  She is a certified Oracle Database Administrator as well as an associate member of the Institute for the Management of Information Systems and Disaster Recovery Institute International.

Ingrid joined the company twenty-five (25) years ago, three of which were spent in Marine Cargo Underwriting and Claims Administration.  In 1998, Ingrid was appointed Systems Administrator with key responsibility in administering the core broking application. In 2007 she was promoted to the role of Information Technology Manager.

During her tenure, Ingrid has developed an in-depth understanding of the Company’s core business processes, which enabled her to champion critical IT projects to maintain growth, sustainability and profitability of the organization.

Mr. Anthony Charles


Mr. Anthony Charles joined AIB on September 21, 1999.  Prior to joining the Company, Anthony was employed in the capacity of Senior Account Executive, and as the Technical Assistant to the Executive Director of Marketing/Broking of a major brokerage firm.   Anthony has worked in the insurance industry for twenty-four (24) years and is versed in all classes of insurance business, namely, Property, Pecuniary, Energy, Marine, Aviation, Transport, Liability, Personal Accident, Ordinary Long Term.

During his  tenure in the insurance industry, Anthony has attained the Scholarship Training Programme Certificate (STPC), Certificate in Risk Management from the London School of Insurance, Trinidad & Tobago Insurance Institute Diploma in Insurance (Dip Ins), Associateship (ACII) and Fellowship (FCII) status of the Chartered Insurance Institute (CII) of England.  Anthony’s thesis “Trade Liberalisation and its impact on the Insurance Industry in Trinidad and Tobago” has enabled him to become the only broker in the industry with the Fellowship status.

Anthony is a Chartered Insurance Practitioner, lectures at the Trinidad and Tobago Insurance Institute and is a member of the Trinidad and Tobago Insurance Institute Council.

Ms. Rowena Williams

Ms. Rowena Williams

Rowena holds a Bachelor of Science Degree in Management Studies and a Master’s Degree in Human Resource Management from the University of the West Indies. She also has many years of experience in insurance and other industries.

Mrs. Joesette Torres


Mrs. Joesette Torres

Joesette is a seasoned insurance professional with over a decade of industry expertise. With a strong background in both underwriting and brokerage, she’s honed her skills at major insurers like Guardian and CG United prior to joining AIB in 2019 to handle our major corporate accounts.

She currently holds a bachelor’s degree in international relations, an Advanced Diploma in Insurance, as well as an associate degree in risk management.

Her portfolio includes extensive work with complex clients and as the Commercial Manager, she currently spearheads our corporate team, leveraging her wealth of experience to guarantee exceptional service for our clients.

Ms. Karrel Woods


Ms. Karrel Woods joined the Company in July 2023 and holds the position of Manager Finance.

Karrel holds an Executive Masters in Business Administration (EMBA) from the Arthur Lok Jack Graduate School of Business, where she majored in Managing Innovation and Corporate Turnaround.

She is a Fellow of the Association of Chartered Certified Accountants (FCCA), a Certified Forensic Accounting Specialist (CFAS) and is a registered Chartered Accountant (CA) with ICATT.

Karrel has over twenty-three (23) years accounting and financial experience serving three major sectors: construction & engineering, hospitality & tourism as well as shipping & logistics. She specializes in Project Financing, Financial Planning and Internal Controls.

Ms. Pamela Baptiste


Ms. Pamela Baptiste joined the Company in 2001 and currently holds the position of Manager, Employee Benefits.

Pamela possesses a Bachelor of Arts degree, holds a fellowship with the Life Management Institute (FLMI) as well as the health designation given by the Health Institute Association of America (HIAA).  Pamela graduated from the Arthur Lok Jack Graduate School of Business with an Executive MBA.

Ms. Pamela Baptiste has been involved in the Life Insurance Industry for over twenty-five years (25) years and has amassed considerable experience in various aspects of the business industry, including Life, Health and Pension with a leading underwriter.

Mr. Joseph Laquis

Mr. Joseph Laquis

Joseph joined the Company in 2021 as Team Leader and was recently appointed to act as Head of IT. His appointment to the position of Data Analytics- Manager was effective July 1st, 2022.

He has 9 years’ experience in the insurance industry and has worked at a few insurance companies in Trinidad.

Joseph graduated from the University of Waterloo, Canada with a Bachelor’s degree in Mathematics (BMath, Honors), where he majored in Actuarial Science and Statistics and minored in Economics. He is also the holder of a Master of Science degree in Statistics (with distinction) from the University of the West Indies, St. Augustine campus.

Mr. Keith Wyke


Mr. Keith Wyke started his insurance career in 1981 when he joined Agostini Insurance Brokers Limited. During his tenure at AIB, Keith worked his way to the position of an Account Executive in Trinidad and in 1994, he moved to Tobago as manager of the branch office.

The Tobago branch presently employs six (6) staff members. Keith has attended many insurance courses related to property, liability and motor.

AIB St. Lucia

Mr. Hollis Bristol


Mr. Bristol’s career in the Insurance Industry spans a 47-year period, commencing with Royal Guardian of London.

He joined Barclays Bank on January 1, 1953 and left in August 1959 as Accountant for St. Ann Bay Branch, Jamaica. He returned to St. Lucia and on September 1, 1959 he became a partner in J.E. Bergasse & Co Ltd in which he presently holds the position of Chairman.

He has had extensive working experience in the areas of motor, property and liability insurance and claims management.

He was the Secretary and Acting President of the St. Lucia Chamber of Commerce, President of the Caribbean Association of Industry & Commerce, Mayor of Castries,

Member of Parliament, Parliamentary Secretary to the Prime Minister, and Deputy Chairman, St. Lucia Development Bank.

He played lawn tennis for St. Lucia and was the Captain for the St. Lucia and Windward Islands Cricket and Football side.

Mr. Armstrong Philogene Leon


Mr. Armstrong Leon holds an Associateship (ACII) from the Chartered Insurance Institute of London and is a Chartered Insurance Broker. He holds an International Diploma in Management Studies from Cambridge University with distinction and he is a member of the Chartered Management Institute of London, Faculty of Insurance Broking, and the Faculty of Claims.

Armstrong’s career in the insurance industry spans over sixteen (16) years in which he has considerable experience in handling all classes of general insurance and the placement of risk in the international market place. Armstrong’s expertise concentrates in the areas of Property, Motor, Liability, Accident and Claims Management. He specializes in the management of major private sector and multinational accounts, and is also heavily involved in the development of new business.

Mr. Leon is the executive designated and assigned to coordinate and administer all operational issues arising from the management of portfolio of risk for key accounts.

Mrs. Mairi Low


Mrs. Mairi Low joined AIB in December 1996. Her responsibilities include all areas of financial and corporate secretarial activities.

She has a wealth of experience in the field of finance, with a background in auditing and accounting having worked both locally and in the U.K. with the firm of Price Waterhouse Coopers.

Mairi is a Member of The Institute of Chartered Accountants in England and Wales (ACA), a member of The Institute of Chartered Accountants of the Eastern Caribbean and a graduate of The University of Liverpool B.A. (Hon) Accounting.

AIB Grenada

Mr. Charles A.R. George


Mrs. Anya Chow Chung


Mrs. Chow Chung holds a Bachelor of Laws Degree with Honours from the University of the West Indies and a Certificate in Legal Education from the Hugh Wooding Law School, St. Augustine Trinidad. In 2008, she completed the Directors Accreditation Programme from the Canadian Institute of Chartered Secretaries and has achieved certification from the Caribbean Institute of Forensic Accounting in Conducting Internal Investigations.

During the past seventeen years, Mrs. Chow Chung performed several Managerial roles at Geo. F. Huggins including Manager, Corporate Marketing and Executive Assistant to the Chief Executive Officer. Her responsibilities included overseeing the Company’s legal matters as well as its Money Services Business Operations. In 2010, Mrs. Chow Chung was appointed to the Board of Directors of our subsidiary company, Agostini Insurance Brokers (G’da) Ltd., and presently holds the position of Company Secretary.

Mrs. Anya Chow Chung was appointed to the Board of Directors of Geo. F. Huggins in 2012 and has served on several committees including the Strategic Planning and Budget Planning Committees. Effective January 1st 2017, Anya was promoted to the position, Chief Executive Officer.

Ms. Desnor Paul


Desnor joined Agostini Insurance Brokers Grenada Ltd in 2007 and served up to 2011, as the Accounts Officer/Customer service Representative.  In 2011 she moved to the parent company, Geo. F. Huggins & Co (G’da) Ltd to fill the post of Assistant Chief Accountant/Supervisor.  In 2015 she was promoted to the position of Company Accountant wherein she ably managed the company’s accounting department while maintaining oversight of AIB’s accounts.

In February 2018 she returned to AIB Grenada in the position of Manager.  Her responsibilities include managing the day to day operations of the office and overseeing both Corporate and Individual client’s risk management.

Desnor currently holds a Master’s in Business Administration (MBA) and has also obtained academic qualifications from ACCA and the University of the West Indies (UWI).  She will be pursuing the Advanced CII Qualification.

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