This Policy Affords cover for losses which arise from Fire & Explosion, together with added Perils such as Earthquake, Hurricane, Riot & Strike, Flood, etc..

In the event of a loss to fire or a special peril, you should do the following:

• Take reasonable steps to secure and protect the remaining property
• Implement contingency business plan and advise us on how you wish to proceed
• Consult   with   Architects,   Engineers   and Quantity Surveyors to determine the extent of damage and obtain the relevant estimates
• Obtain quotation for removal of debris
• Obtain information from local or foreign suppliers   on   both   the   availability   and replacement cost of Stock, Plant, Machinery and Equipment
• Prepare and itemized list of all real and personal property damaged as a result of the loss. Keep separate worksheets and files on all loss details.
• Present a detailed Statement of Claim with supporting documentation.
• Keep us informed of any developments as they arise
• When   meeting   with   Insurers/Adjusters, establish agreement as to the nature and extent of salvage. Sell or dump as agreed.