Malika joined the Company in October 2019 with over five (5) years’ experience in insurance industry and five (5) years in the legal field.

She is the holder of a Bachelor’s degree in Law (LLB) from the University of the West Indies, Cave Hill Campus where she was exposed to a colossal of different law theories, specialising in Business Law, Tort Law, Contract Law and Public International Law. Malika thereafter continued to pursue her law career by obtaining her Legal Education Certificate (LEC) from the Hugh Wooding Law School where she focused on Commercial and Corporate Law. In 2014, she gained her professional title, Attorney-at-Law, when she was called to the bar of Trinidad and Tobago. Malika attained her Certificate in Insurance, from the Chartered Insurance Institute (CII) and continues her studies with the institution.

Malika’s areas of expertise include, policy contract interpretation, public liability, workmen’s compensation/ employer’s liability and injuries or fatalities stemming from motor vehicular accidents.

Ms. Ingrid Bowrin is the Manager of the Information Technology Department and holds a BSc. in Information Systems with First Class Honours.  She is a certified Oracle Database Administrator as well as an associate member of the Institute for the Management of Information Systems and Disaster Recovery Institute International.

Ingrid joined the company twenty-five (25) years ago, three of which were spent in Marine Cargo Underwriting and Claims Administration.  In 1998, Ingrid was appointed Systems Administrator with key responsibility in administering the core broking application. In 2007 she was promoted to the role of Information Technology Manager.

During her tenure, Ingrid has developed an in-depth understanding of the Company’s core business processes, which enabled her to champion critical IT projects to maintain growth, sustainability and profitability of the organization.

Mr. Anthony Charles joined AIB on September 21, 1999.  Prior to joining the Company, Anthony was employed in the capacity of Senior Account Executive, and as the Technical Assistant to the Executive Director of Marketing/Broking of a major brokerage firm.   Anthony has worked in the insurance industry for twenty-four (24) years and is versed in all classes of insurance business, namely, Property, Pecuniary, Energy, Marine, Aviation, Transport, Liability, Personal Accident, Ordinary Long Term.

During his  tenure in the insurance industry, Anthony has attained the Scholarship Training Programme Certificate (STPC), Certificate in Risk Management from the London School of Insurance, Trinidad & Tobago Insurance Institute Diploma in Insurance (Dip Ins), Associateship (ACII) and Fellowship (FCII) status of the Chartered Insurance Institute (CII) of England.  Anthony’s thesis “Trade Liberalisation and its impact on the Insurance Industry in Trinidad and Tobago” has enabled him to become the only broker in the industry with the Fellowship status.

Anthony is a Chartered Insurance Practitioner, lectures at the Trinidad and Tobago Insurance Institute and is a member of the Trinidad and Tobago Insurance Institute Council.

Rowena holds a Bachelor of Science Degree in Management Studies and a Master’s Degree in Human Resource Management from the University of the West Indies. She also has many years of experience in insurance and other industries.

Mrs. Joesette Torres

Joesette is a seasoned insurance professional with over a decade of industry expertise. With a strong background in both underwriting and brokerage, she’s honed her skills at major insurers like Guardian and CG United prior to joining AIB in 2019 to handle our major corporate accounts.

She currently holds a bachelor’s degree in international relations, an Advanced Diploma in Insurance, as well as an associate degree in risk management.

Her portfolio includes extensive work with complex clients and as the Commercial Manager, she currently spearheads our corporate team, leveraging her wealth of experience to guarantee exceptional service for our clients.

Ms. Karrel Woods joined the Company in July 2023 and holds the position of Manager Finance.

Karrel holds an Executive Masters in Business Administration (EMBA) from the Arthur Lok Jack Graduate School of Business, where she majored in Managing Innovation and Corporate Turnaround.

She is a Fellow of the Association of Chartered Certified Accountants (FCCA), a Certified Forensic Accounting Specialist (CFAS) and is a registered Chartered Accountant (CA) with ICATT.

Karrel has over twenty-three (23) years accounting and financial experience serving three major sectors: construction & engineering, hospitality & tourism as well as shipping & logistics. She specializes in Project Financing, Financial Planning and Internal Controls.

Ms. Pamela Baptiste joined the Company in 2001 and currently holds the position of Manager, Employee Benefits.

Pamela possesses a Bachelor of Arts degree, holds a fellowship with the Life Management Institute (FLMI) as well as the health designation given by the Health Institute Association of America (HIAA).  Pamela graduated from the Arthur Lok Jack Graduate School of Business with an Executive MBA.

Ms. Pamela Baptiste has been involved in the Life Insurance Industry for over twenty-five years (25) years and has amassed considerable experience in various aspects of the business industry, including Life, Health and Pension with a leading underwriter.

Joseph joined the Company in 2021 as Team Leader and was recently appointed to act as Head of IT. His appointment to the position of Data Analytics- Manager was effective July 1st, 2022.

He has 9 years’ experience in the insurance industry and has worked at a few insurance companies in Trinidad.

Joseph graduated from the University of Waterloo, Canada with a Bachelor’s degree in Mathematics (BMath, Honors), where he majored in Actuarial Science and Statistics and minored in Economics. He is also the holder of a Master of Science degree in Statistics (with distinction) from the University of the West Indies, St. Augustine campus.

Mr. Keith Wyke started his insurance career in 1981 when he joined Agostini Insurance Brokers Limited. During his tenure at AIB, Keith worked his way to the position of an Account Executive in Trinidad and in 1994, he moved to Tobago as manager of the branch office.

The Tobago branch presently employs six (6) staff members. Keith has attended many insurance courses related to property, liability and motor.

Mr. Bristol’s career in the Insurance Industry spans a 47-year period, commencing with Royal Guardian of London.

He joined Barclays Bank on January 1, 1953 and left in August 1959 as Accountant for St. Ann Bay Branch, Jamaica. He returned to St. Lucia and on September 1, 1959 he became a partner in J.E. Bergasse & Co Ltd in which he presently holds the position of Chairman.

He has had extensive working experience in the areas of motor, property and liability insurance and claims management.

He was the Secretary and Acting President of the St. Lucia Chamber of Commerce, President of the Caribbean Association of Industry & Commerce, Mayor of Castries,

Member of Parliament, Parliamentary Secretary to the Prime Minister, and Deputy Chairman, St. Lucia Development Bank.

He played lawn tennis for St. Lucia and was the Captain for the St. Lucia and Windward Islands Cricket and Football side.

Mrs. Mairi Low joined AIB in December 1996. Her responsibilities include all areas of financial and corporate secretarial activities.

She has a wealth of experience in the field of finance, with a background in auditing and accounting having worked both locally and in the U.K. with the firm of Price Waterhouse Coopers.

Mairi is a Member of The Institute of Chartered Accountants in England and Wales (ACA), a member of The Institute of Chartered Accountants of the Eastern Caribbean and a graduate of The University of Liverpool B.A. (Hon) Accounting.

Mrs. Chow Chung holds a Bachelor of Laws Degree with Honours from the University of the West Indies and a Certificate in Legal Education from the Hugh Wooding Law School, St. Augustine Trinidad. In 2008, she completed the Directors Accreditation Programme from the Canadian Institute of Chartered Secretaries and has achieved certification from the Caribbean Institute of Forensic Accounting in Conducting Internal Investigations.

During the past seventeen years, Mrs. Chow Chung performed several Managerial roles at Geo. F. Huggins including Manager, Corporate Marketing and Executive Assistant to the Chief Executive Officer. Her responsibilities included overseeing the Company’s legal matters as well as its Money Services Business Operations. In 2010, Mrs. Chow Chung was appointed to the Board of Directors of our subsidiary company, Agostini Insurance Brokers (G’da) Ltd., and presently holds the position of Company Secretary.

Mrs. Anya Chow Chung was appointed to the Board of Directors of Geo. F. Huggins in 2012 and has served on several committees including the Strategic Planning and Budget Planning Committees. Effective January 1st 2017, Anya was promoted to the position, Chief Executive Officer.

Desnor joined Agostini Insurance Brokers Grenada Ltd in 2007 and served up to 2011, as the Accounts Officer/Customer service Representative.  In 2011 she moved to the parent company, Geo. F. Huggins & Co (G’da) Ltd to fill the post of Assistant Chief Accountant/Supervisor.  In 2015 she was promoted to the position of Company Accountant wherein she ably managed the company’s accounting department while maintaining oversight of AIB’s accounts.

In February 2018 she returned to AIB Grenada in the position of Manager.  Her responsibilities include managing the day to day operations of the office and overseeing both Corporate and Individual client’s risk management.

Desnor currently holds a Master’s in Business Administration (MBA) and has also obtained academic qualifications from ACCA and the University of the West Indies (UWI).  She will be pursuing the Advanced CII Qualification.