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Capability Overview
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Auto Insurance: What’s covered?
Third Party Liability
If you have an at-fault accident, you can be sued for property damage or hurting someone. Covers court awards, out-of-court settlements and legal fees.
Third Party Fire & Theft
This coverage plan provides all the protections of our third-party policy plus additional coverage for a motor vehicle in the event of a theft, attempted theft or a fire.
Comprehensive Coverage
This all-encompassing policy covers theft, accidents, natural disasters, and third-party liabilities.
Collision Coverage
Collision coverage pays to repair or replace your car after an accident. For a small additional premium, loss of use coverage pays for a rental while your car’s in the shop.
Liability Insurance
Bodily injury and property damage liability coverage to protect you in case you're at fault in an accident.

The MotorPlus insurance plan, is arranged by Agostini Insurance Brokers Ltd (AIB) together with Beacon Insurance Company Ltd, to provide Guaranteed Comprehensive Insurance for the life of your car loan.
FAQs about Motor Insurance
- Third Party Only (Compulsory by law)
- Third Party, Fire and theft (Own damage not covered)
- Comprehensive Private ( Full Coverage)
- Commercial
Third party car insurance is mandatory. However, there is substantial scope for reduction of costs or the premium payable in case this type of insurance policy is chosen. It must be remembered that, should your car be comprehensively insured, there is no need for a separate third party insurance policy. Comprehensive car insurance includes third party liability also. Third party insurance only would be the preferred option for older models of cars.
- Certified copy of the vehicle
- Pro-forma/Invoice (all features of the vehicle. g. colour, engine & chassis number etc.)
- Valuation report (for roll-on, roll-off vehicles)
- Copy and original drivers permit
- NO Claim Discount letter (mandatory if insurer is changed)
It is a bookkeeping entry representing the decline in value of an asset that is wearing out. As property ages and becomes worn, it often loses value. That loss of value must be taken into account in any adjustment of property insurance that covers loss of actual cash value. Depreciation does not represent a cash outlay.
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AIB - Your Trusted Partner in Insurance Solutions
At Agostini Insurance Brokers Limited, we are committed to delivering exceptional insurance coverage and personalized service that meet the evolving needs of our clients. Our mission is to empower individuals, families, and businesses by providing them with tailored insurance solutions that offer peace of mind and financial protection.
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