Transforming Employee Benefits for Long-Term Success

Employee Benefits at Agostini Insurance Brokers Ltd.

Employee Benefit Plans are Evolving

Employee benefit plans are evolving, and at Agostini Insurance Brokers Ltd. (AIB), we offer a forward-thinking approach that ensures the long-term sustainability of your benefits program. As the needs of employees become more diverse and the cost of healthcare continues to rise, it’s essential to have a partner who understands these complexities and can offer innovative solutions.

Our dedicated Benefits team works in partnership with local and international experts to provide strategic advice and brokerage services. Together, we streamline benefits administration, help you navigate compliance needs, and often uncover meaningful cost savings.

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A Holistic Approach to Benefits Design

Health and benefits plans are among the most important aspects of an employee’s compensation package. At AIB, we recognize the challenges that businesses face: rising medical costs, changing family dynamics, and the increasingly diverse needs of today’s workforce. With our extensive experience and industry insights, we offer a holistic approach to employee benefits design that helps you:

01

Minimize Risk

We help you identify and mitigate potential financial and compliance risks, ensuring your employee benefits program is secure and sustainable.

02

Optimize Benefit Structure

We design tailored benefit packages that balance cost-efficiency with comprehensive coverage to meet your employees’ diverse needs.

03

Maximize Employee Engagement

Our benefits solutions are crafted to enhance employee satisfaction and participation, driving better engagement and retention.

Our Corporate Solutions Include:

Medical Insurance Plans:

We offer comprehensive medical insurance solutions tailored to meet both local and international needs, with flexible plan designs and competitive pricing.

Self-Funded Medical Plans:

A cost-effective option where employers assume the financial risk of providing healthcare benefits, giving you greater control over plan design and costs.

Life Insurance Plans:

Protect your employees’ financial future with life insurance coverage that provides security for their families in the event of unforeseen circumstances.

Travel Insurance Plans:

Ensure peace of mind for employees traveling abroad with coverage that includes medical emergencies, trip cancellations, and more.

Critical Illness Plans:

Provide employees with financial protection against the high costs of serious illnesses such as cancer, heart disease, or stroke.

Group Personal Accident Coverage:

Offer comprehensive protection for employees in the event of accidents, covering medical expenses and loss of income.

Claims and Encounters Management:

Streamline the claims process for your employees, ensuring efficient and accurate handling of medical and insurance claims.

Retirement Savings Plans (Pension and Annuity):

Help employees secure their financial future with retirement savings solutions that include both pension and annuity options.

Comprehensive Benchmarking Analysis:

Gain valuable insights into benefits plans across your sector, helping you stay competitive and aligned with industry standards.

General Consultancy on all Employee Benefit Matters:

Receive expert advice on the full spectrum of employee benefits, ensuring your programs are compliant, cost-effective, and tailored to your workforce’s needs.

Employee Advocacy Services

Today’s healthcare landscape is more complex than ever. Changes in healthcare delivery, new treatment options, and varying medications make it nearly impossible for one person to keep up. That’s why AIB has assembled a team of experienced and caring professionals to help your employees navigate the complexities of health and wellness.
 
Our Employee Advocacy Services empower your workforce by providing them with direct support from our compassionate Advocates—highly skilled administrative and clinical professionals dedicated to meeting your employees’ health and wellness needs. With our Advocacy Team managing the complexities of healthcare, your employees can stay focused on their work, creating a more productive workforce and reducing the burden on your HR department.
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What Our Advocacy Services Offer:

Increase Awareness

of employer benefit, clinical, and wellness programs

Locate Medical Facilities and Doctors

Assist in finding best-in-class, cost-effective medical providers and schedule appointments with sought-after specialists

Education and Preparation

Educate participants on diagnoses, prepare them for medical visits, and explain treatment plans and alternatives

Claims Resolution

Resolve complex benefit claims issues, eligibility issues, and coordinate benefits across participants and plan providers

Support Overseas Treatment

Coordinate and transition care for overseas treatment and provide access to second medical opinions

Partner with AIB Today

At Agostini Insurance Brokers Ltd., we are committed to creating a better benefits experience for both employers and employees. Our tailored approach ensures your organization has a benefits program that meets evolving needs, optimizes value, and drives engagement. Let us help you build a benefits strategy that works for your company and empowers your team.

We make success happen.

Let’s Connect

Talk to Our Team

Contact our team today to learn more about how AIB can help your organization.

Our Story

AIB - Your Trusted Partner in Insurance Solutions

At Agostini Insurance Brokers Limited, we are committed to delivering exceptional insurance coverage and personalized service that meet the evolving needs of our clients. Our mission is to empower individuals, families, and businesses by providing them with tailored insurance solutions that offer peace of mind and financial protection.

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Founded in 1950, Agostini Insurance Brokers Limited has grown to become one of the leading independent insurance brokerage firms in Region.

Get In Touch

Head Office

119 Henry Street, Port of Spain, Trinidad and Tobago.

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